director, financing and administration
Title posted on CareerBeacon - Director, Business Banking Lending Acquisition & Account Management
Posted on July 05, 2026 by Employer details BMO Financial
Job details
Application Deadline: 08/02/2026 Address: 33 Dundas Street West Job Family Group:Audit, Risk & Compliance Join a pioneering team shaping the future of Canadian Retail Credit Strategies. We're building next-generation, end-to-end credit solutions that span the entire lifecycle-from acquisition and account management to collections-anchored in a holistic Lending Decision Strategy and aligned with Canadian Personal & Business Banking (P&BB) priorities.Our approach combines cutting-edge decisioning software, advanced decision trees, and innovative credit models to deliver smarter, faster, and more customer-centric outcomes. This is your opportunity to influence credit cycles using modern modeling techniques and best-in-class decisioning applications, all within a high-performance, customer-focused environment.If you're passionate about leveraging data, technology, and strategy to transform lending decisions and drive meaningful impact across Canadian P&BB, this is the team for you.The Director, Business Banking Lending Acquisition & Account Management leads the design, development, and execution of advanced credit acquisition and account management strategies across the full suite of Business Banking lending products. This role is accountable for driving high quality credit growth, elevating client experience, and strengthening portfolio resilience through next generation decisioning, adjudication excellence, and data driven strategy design. Leveraging state of the art decision tree technology, machine learning enabled models, and optimization platforms, the Director shapes how lending decisions are made across multiple Business Banking channels, including digital, branch and relationship management. Acting as both a strategic leader and hands on practitioner, this role sets strategy across the full lending lifecycle from acquisition and adjudication through exposure management, behavioural segmentation, early warning interventions, and ongoing client management. As a designated model user, the Director provides critical direction on the use of risk models, scores, and analytical signals that differentiate business credit risk. They partner closely with model development, credit adjudication, and channel leadership to ensure strategies are effective, well governed, and aligned to Business Banking's risk appetite and growth objectives. Key Responsibilities Strategy Design & Optimization Build and optimize end to end Business Banking lending acquisition and account management strategies using advanced decision tree and optimization platforms. Align interventions to growth, profitability, risk appetite, and client experience objectives. Ensure adjudication strategies consistently support fair, efficient, and scalable lending decisions. Adjudication Leadership Across Channels Lead the design and calibration of adjudication strategies deployed across all Business Banking channels, including digital decisioning, branch and advisor led lending, centralized underwriting, and specialized credit teams. Ensure consistency, transparency, and efficiency in lending decisions across channels while accounting for unique segment and product needs. Model Use & Credit Intelligence Serve as a primary model user, guiding how models, scores, and analytical signals are interpreted and incorporated into acquisition and account management strategies. Partner with model developers to integrate new and enhanced risk tools into strategy logic, ensuring proper calibration and governance. Analytical Innovation & Ideation Identify and champion new analytical tools, behavioural scores, challenger models, and alternative data sources to improve predictive accuracy and decision quality. Lead ideation of segmentation schemes and decision pathways that unlock incremental value. Champion-Challenger Framework Leadership Lead structured experimentation to evaluate, iterate, and scale new acquisition treatments, adjudication pathways, and- Location Toronto, ON
- Work location On site
- Salary$34.00 to $88.00HOUR hourly
- Terms of employment Permanent employmentFull time
- Starts as soon as possible
- Source CareerBeacon #3421256
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