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credit analyst

Posted on April 25, 2025 by Employer details CURRENT FINANCIAL CORP.

Job details

*Job Title: Credit Analyst* Are you someone who takes pride in doing things right the first time? Are you looking for a role where your diligence, integrity, and motivation will be recognized and rewarded? If you're ready to build a long-term career in commercial lending, join our team at Current Financial Corp. as a Credit Analyst! We're not just looking for someone to fill a seat - we?re looking for someone who genuinely cares about their work, thrives in a fast-paced, collaborative environment, and is eager to grow within a company that cares about its employees. *About the Role:* As part of a direct asset-based lending team, you will play a critical role in processing and analyzing credit applications for loans and leases. This includes conducting thorough due diligence, identifying risk factors, determining asset values, and ensuring every credit decision aligns with our internal policies. This role requires a strong sense of accountability, sound judgment, and a high standard of professionalism. *Summary of Core Responsibilities:* · Evaluate creditworthiness of applicants and provide clear, well-supported recommendations on credit limits and terms. · Analyze financial statements, credit reports, and other relevant information to assess the risks and opportunities. · Conduct comprehensive due diligence to ensure each application complies with internal credit policies and external regulations.s. · Monitor portfolio accounts for changes in credit quality and proactively recommend actions where necessary. · Prepare high-quality credit reports and summaries for management, with clear rationale behind every recommendation. · Maintain ongoing, professional communication with broker partners, internal teams, and stakeholders. · Identify and validate current market values for equipment and other secured assets. · Uphold a consistent level of thoroughness, professionalism, and attention to detail in all underwriting activities. · Assist in the development and implementation of procedures, to minimize risk and improve underwriting quality. · Maintain a constant and proactive vigilance for credit fraud. · Maintain credit department policy and procedure manual as required. · Other duties as may be required. *Qualifications:* · B.A./B.S. degree or diploma in Business Administration, Finance, or a related field preferred. · 3+ years combined experience in any of the following areas is considered an asset: * Loan or lease underwriting * Portfolio or asset management * Formal credit or risk management training · Experience with equipment leasing or equipment valuation is a strong asset. · Solid knowledge of credit risk management principles and commercial lending. *Skills & Attributes We Value:* · Strong analytical skills with excellent judgment and decision-making ability. · High degree of accuracy, organization, and follow-through. · Proactive, self-motivated, and driven to deliver. · Clear and professional communication, both written and verbal. · Natural team player with a willingness to help wherever needed. · Strong work ethic and a respectful, solutions-focused attitude. *Additional Details:* · Job Type: Full-time · Pay: $40,000.00 - $60,000.00 per year (plus performance-based bonus) *Benefits:* · Bonus pay · Group RRSP with company contributions · Weekly personal training sessions with a certified trainer (company-sponsored) · Paid gym membership · Dental and vision care · EAP and wellness program · Paid time off · Flexible schedule *Location*: #215, 16504 118th Ave. NW, Edmonton, AB T5V 1C8 *Schedule*: Monday to Friday *Work Location*: In-person Job Type: Full-time Pay: $40,000.00-$60,000.00 per year Additional pay: * Bonus pay Benefits: * Company events * Dental care * Employee assistance program * Flexible schedule * On-site parking * Paid time off * Vision care * Wellness program Flexible language requirement: * French not required Schedule: * Monday to Friday Ability to comm